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The CURA publications library is currently being digitized by the University of Minnesota Digital Conservancy. When the project is complete, the entire CURA publications library will be online and fully searchable. Unfortunately, during this process we are not able to honor individual requests for publications . Additionally, we no longer have physical copies of publications to send out.

New publications are digitized daily and the publications catalog on the CURA website is not automatically updated with links to scanned copies, so please search the CURA collection at the Digital Conservancy for the publications you are looking for:

The Emerging Markets Homeownership Initiative: Pilot Organization and Participant Experiences.

Yust, Becky L., Marilyn J. Bruin, Sarah J. Bellefuil, and Bernice Dodor.

Traditionally, Minnesotans have achieved one of the highest homeownership rates in the United States. In 2002, 78% of White Minnesota residents owned their home; however, the homeownership rate for Minnesotans of color was only 41%. This 'homeownership rate gap' prompted Minnesota Housing, Fannie Mae, and the Federal Reserve Bank of Minneapolis to launch the Emerging Markets Homeownership Initiative (EMHI), a collaborative effort to increase homeownership among households of color. EMHI issued a call for proposals for pilot projects that would offer programs designed to increase homeownership for emerging market households and ensure sustainable ownership. The authors conducted focused interviews with staff members and participants from five pilot projects to help EMHI understand how the pilot organizations tailored their projects to reach emerging markets, how these efforts affected their organizations, and what families participating in the projects experienced in their quest for homeownership. The article summarizes findings from the interviews, and concludes that expansion of projects such as those studied would help to effectively and responsibly close the homeownership gap between Whites and people of color in Minnesota

CURA Reporter
Publication date: 
Minneapolis: Center for Urban and Regional Affairs (CURA)
Supported in part by a grant from CURA's Faculty Interactive Research Program.
38 (3-4): 3-9
Online availability
Download from CURA: 
CURA call number: 
Reporter 38 (3-4)

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